BudgetSis

All-in-one miles & rewards calculators — Card Finder, RPM/MPR, CPM, and ROS.

Monthly Spending (RM)

Total monthly spend entered RM 0

Overall Ranking

CardEst. miles / monthBlended RPM

Best Card Per Category

RPM & MPR — Single Card Derived Rate

Ringgit per Mile (RPM)RM 0.00
Miles per RM (MPR)0.0000
RM needed for 1,000 milesRM 0.00

RPM = points needed per mile ÷ multiplier. MPR = multiplier ÷ points needed per mile. Assumes base 1 point earned per RM spent.

CPM — Cost Per Mile (Single Transaction)

Total Fee PaidRM 0.00
Total Miles Earned0
Cost per Mile (fee ÷ miles)—
All-in RM per 1,000 miles—

Use this when a bill or purchase charges a processing/routing fee to earn miles (e.g. paying tax, insurance, or a bill via a fee-charging channel) — to check if the fee is worth it for the miles gained.

ROS — Multi-Card Return on Spending

Cards & Spend

Card / NoteSpend (RM)RPMMiles
Total Spend (all cards)RM 0.00
Total Miles (before bonus)0
Transfer Bonus Applied0
Miles vs Needed—
Redemption Value (Net)RM 0.00
Final ROS0.00%

ROS = (net redemption value − total spend used to earn the miles) ÷ total spend. Positive means you got more flight value than you spent earning the miles.

Enrich Points → Where Can I Go?

Based on Malaysia Airlines Enrich one-way Saver award rates — usually the lowest points tier. Actual prices vary by date/availability/partner: if what you see when booking is higher, it's a Standard/Flex award; if lower, it's a promo.